Hi @Sam.C ,
Thank you for posting in the Mews Community. My name is Nic, and I'd be happy to answer your query.
I'd also like to acknowledge that @Erick Adorno provided some great insights on this thread.
When a payment policy triggers an automatic charge and it fails (e.g., due to insufficient funds, an expired card, or a 3DS decline), Mews will take the following steps:
- Mark the automatic payment as "Failed" in the Payment Attempts
- Create a task for the property (if "Create payment task" is enabled on the rate group), or send an "Action Required – Automatic Settlement Error" email.
At the moment Mews will not automatically retry the payment. You can either manually retry it or submit a payment request. We encourage you to submit your feedback on this process to our feedback portal for our product team to review here.
Regarding capturing card data for future settlements on manually created reservations, the guest portal is a great option. When you send a confirmation email, you can include a link for an online check-in through the guest portal (depending on your email customizations). The guest can then enter their credit card details, and the card will be charged according to your settlement rules which can be set to either manual or automatic.
For additional information, you can refer to this help guide on the online check-in journey in the guest portal - The online check-in journey in the Guest Portal
I hope this helps. If you have any other questions or concerns, please do reach out.
Kind regards, Nic